  :root {
    --gold: #1A6FD4;
    --gold-light: #4D93E8;
    --gold-dark: #1256A8;
    --dark: #F5F8FF;
    --dark-2: #EEF3FB;
    --dark-3: #E3ECF8;
    --dark-4: #D6E4F5;
    --text: #0D1B2E;
    --text-muted: #5A7299;
    --border: rgba(26,111,212,0.15);
  }

  *, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

  html { scroll-behavior: smooth; }

  body {
    background: var(--dark);
    color: var(--text);
    font-family: 'DM Sans', sans-serif;
    font-weight: 400; /* Increased from 300 for better readability */
    line-height: 1.6;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
  }

  /* ── NAV ── */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    display: flex; align-items: center; justify-content: space-between;
    padding: 20px 60px;
    background: rgba(255, 255, 255, 0.8);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
    transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
  }
  nav.scrolled {
    padding: 12px 60px;
    background: rgba(255, 255, 255, 0.95);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
  }
  .nav-logo {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.6rem; font-weight: 700; letter-spacing: -0.01em;
    color: var(--gold); text-decoration: none;
    display: flex; align-items: center;
  }
  .nav-logo span { color: var(--text); font-weight: 500; }
  .nav-links { display: flex; gap: 36px; list-style: none; }
  .nav-links a {
    color: var(--text-muted); text-decoration: none;
    font-size: 0.82rem; letter-spacing: 0.12em; text-transform: uppercase;
    transition: color 0.2s;
  }
  .nav-links a:hover { color: var(--gold); }
  .nav-cta {
    background: transparent; border: 1px solid var(--gold);
    color: var(--gold); padding: 9px 24px; border-radius: 2px;
    font-size: 0.78rem; letter-spacing: 0.14em; text-transform: uppercase;
    text-decoration: none; transition: all 0.25s; cursor: pointer;
  }
  .nav-cta:hover { background: var(--gold); color: #fff; }

  /* ── HERO ── */
  .hero {
    min-height: 100vh; display: flex; align-items: center;
    position: relative; overflow: hidden;
    padding: 140px 60px 80px;
    background-color: var(--dark);
  }
  .hero-bg {
    position: absolute; inset: 0; z-index: 0;
    background:
      radial-gradient(circle at 70% 20%, rgba(26,111,212,0.1) 0%, transparent 40%),
      radial-gradient(circle at 20% 80%, rgba(26,111,212,0.06) 0%, transparent 40%);
    filter: blur(80px);
    animation: bgMovement 20s infinite alternate ease-in-out;
  }
  @keyframes bgMovement {
    0% { transform: translate(0, 0); }
    100% { transform: translate(5%, 5%); }
  }
  .hero-grid {
    position: absolute; inset: 0; z-index: 0; overflow: hidden;
    background-image:
      linear-gradient(rgba(26,111,212,0.06) 1px, transparent 1px),
      linear-gradient(90deg, rgba(26,111,212,0.06) 1px, transparent 1px);
    background-size: 60px 60px;
    mask-image: radial-gradient(ellipse 80% 70% at 60% 30%, black, transparent);
  }
  .hero-content { position: relative; z-index: 1; max-width: 680px; }
  .hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(26,111,212,0.08); border: 1px solid var(--border);
    padding: 6px 16px; border-radius: 20px; margin-bottom: 32px;
  }
  .hero-badge-dot {
    width: 6px; height: 6px; border-radius: 50%; background: var(--gold);
    animation: pulse 2s infinite;
  }
  @keyframes pulse {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.5; transform: scale(0.8); }
  }
  .hero-badge span { font-size: 0.72rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold); }
  .hero h1 {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(3.2rem, 7vw, 5.8rem);
    font-weight: 500; line-height: 1.0;
    letter-spacing: -0.02em; margin-bottom: 32px;
  }
  .hero h1 em { font-style: italic; color: var(--gold); }
  .hero p {
    font-size: 1.05rem; color: var(--text-muted); line-height: 1.75;
    max-width: 520px; margin-bottom: 44px;
  }
  .hero-actions { display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }
  .btn-primary {
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-dark) 100%); color: #fff;
    padding: 14px 36px; border-radius: 4px; text-decoration: none;
    font-size: 0.85rem; letter-spacing: 0.14em; text-transform: uppercase;
    font-weight: 600; transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1); border: none; cursor: pointer;
    box-shadow: 0 4px 14px rgba(26, 111, 212, 0.3);
  }
  .btn-primary:hover { transform: translateY(-3px); box-shadow: 0 10px 24px rgba(26, 111, 212, 0.4); }
  .btn-ghost {
    color: var(--text); text-decoration: none; display: flex; align-items: center; gap: 8px;
    font-size: 0.85rem; letter-spacing: 0.1em; font-weight: 500; transition: all 0.3s ease;
  }
  .btn-ghost svg { stroke: currentColor; transition: transform 0.2s; }
  .btn-ghost:hover { color: var(--gold); gap: 14px; }
  .btn-ghost:hover svg { transform: translateX(4px); }

  /* Hero stats */
  .hero-stats {
    position: absolute; right: 60px; bottom: 80px; z-index: 1;
    display: flex; flex-direction: column; gap: 24px;
  }
  .stat-card {
    background: #FFFFFF; border: 1px solid var(--border);
    padding: 20px 28px; border-radius: 4px; text-align: right;
    position: relative; overflow: hidden;
  }
  .stat-card::before {
    content: ''; position: absolute; left: 0; top: 0; bottom: 0; width: 3px;
    background: var(--gold);
  }
  .stat-num {
    font-family: 'Cormorant Garamond', serif;
    font-size: 2.2rem; font-weight: 600; color: var(--gold); line-height: 1;
  }
  .stat-label { font-size: 0.72rem; color: var(--text-muted); letter-spacing: 0.1em; text-transform: uppercase; margin-top: 4px; }

  /* ── TICKER ── */
  .ticker-bar {
    background: var(--dark-2); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
    padding: 12px 0; overflow: hidden; white-space: nowrap;
  }
  .ticker-inner {
    display: inline-flex; gap: 80px;
    animation: ticker 40s linear infinite;
  }
  @keyframes ticker { from { transform: translateX(0); } to { transform: translateX(-50%); } }
  .ticker-item { display: flex; align-items: center; gap: 10px; font-size: 0.78rem; letter-spacing: 0.06em; }
  .ticker-label { color: var(--text-muted); }
  .ticker-val { color: var(--text); font-weight: 500; }
  .tick-up { color: #4CAF50; }
  .tick-dn { color: #EF5350; }

  /* ── SECTION BASE ── */
  section { padding: 100px 60px; }
  .section-tag {
    font-size: 0.72rem; letter-spacing: 0.2em; text-transform: uppercase;
    color: var(--gold); margin-bottom: 16px; display: block;
  }
  h2 {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(2rem, 4vw, 3.2rem); font-weight: 300; line-height: 1.15;
    margin-bottom: 20px;
  }
  .section-sub { color: var(--text-muted); font-size: 1rem; line-height: 1.7; max-width: 560px; }

  /* ── PARTNERS ── */
  .partners { padding: 60px; background: var(--dark-2); text-align: center; }
  .partners p { font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--text-muted); margin-bottom: 32px; }
  .partner-logos { display: flex; justify-content: center; align-items: center; gap: 60px; flex-wrap: wrap; }
  .partner-logo {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.6rem; font-weight: 600; color: var(--text-muted);
    opacity: 0.45; transition: opacity 0.2s; letter-spacing: 0.05em;
  }
  .partner-logo:hover { opacity: 0.8; }

  /* ── SERVICES ── */
  .services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--border); margin-top: 64px; }
  .service-card {
    background: #FFFFFF; padding: 48px 40px;
    position: relative; overflow: hidden; transition: all 0.4s cubic-bezier(0.25, 0.8, 0.25, 1);
  }
  .service-card:hover { transform: translateY(-4px); background: #FFFFFF; box-shadow: 0 20px 40px rgba(11, 19, 43, 0.06); }
  .service-card::after {
    content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
    background: var(--gold); transform: scaleX(0); transform-origin: left;
    transition: transform 0.4s;
  }
  .service-card:hover::after { transform: scaleX(1); }
  .service-icon {
    width: 48px; height: 48px; border: 1px solid var(--border);
    border-radius: 4px; display: flex; align-items: center; justify-content: center;
    margin-bottom: 28px; color: var(--gold); font-size: 1.3rem;
  }
  .service-card h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.4rem; font-weight: 400; margin-bottom: 14px;
  }
  .service-card p { color: var(--text-muted); font-size: 0.92rem; line-height: 1.7; }
  .service-link {
    display: inline-flex; align-items: center; gap: 6px; margin-top: 24px;
    color: var(--gold); font-size: 0.78rem; letter-spacing: 0.12em; text-transform: uppercase;
    text-decoration: none; transition: gap 0.2s;
  }
  .service-link:hover { gap: 12px; }

  /* ── WHY US ── */
  .why { background: var(--dark-2); }
  .why-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; margin-top: 60px; }
  .why-visual {
    position: relative; height: 520px;
    background: #FFFFFF; border: 1px solid var(--border); border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 30px 60px rgba(0, 0, 0, 0.04);
  }
  .why-chart {
    position: absolute; inset: 30px;
    display: flex; align-items: flex-end; gap: 8px;
  }
  .chart-bar {
    flex: 1; background: rgba(26, 111, 212, 0.12); border-radius: 2px 2px 0 0;
    position: relative; transition: all 0.4s;
    border-top: 2px solid rgba(26, 111, 212, 0.3);
  }
  .chart-bar:nth-child(1) { height: 40%; }
  .chart-bar:nth-child(2) { height: 55%; }
  .chart-bar:nth-child(3) { height: 45%; }
  .chart-bar:nth-child(4) { height: 70%; }
  .chart-bar:nth-child(5) { height: 60%; }
  .chart-bar:nth-child(6) { height: 80%; }
  .chart-bar:nth-child(7) { height: 72%; background: rgba(26, 111, 212, 0.4); border-color: var(--gold); }
  .why-overlay {
    position: absolute; top: 24px; left: 24px; right: 24px;
    background: rgba(245,248,255,0.95); border: 1px solid var(--border);
    padding: 32px 24px; border-radius: 12px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.03);
    transition: all 0.3s ease;
    backdrop-filter: blur(8px);
  }
  .why-overlay:hover { transform: translateY(-5px); box-shadow: 0 20px 40px rgba(0,0,0,0.06); }
  .why-overlay-label { font-size: 0.62rem; letter-spacing: 0.15em; text-transform: uppercase; color: var(--text-muted); margin-bottom: 12px; }
  .why-overlay-val { font-family: 'Cormorant Garamond', serif; font-size: 2.8rem; font-weight: 600; line-height: 1; }
  .why-overlay-sub { font-size: 0.88rem; color: var(--text-muted); margin-top: 4px; }
  .why-list { display: flex; flex-direction: column; gap: 28px; }
  .why-item { display: flex; gap: 20px; align-items: flex-start; }
  .why-num {
    font-family: 'Cormorant Garamond', serif; font-size: 1.8rem; font-weight: 300;
    color: var(--gold); opacity: 0.4; line-height: 1; min-width: 36px;
  }
  .why-item h4 { font-family: 'Cormorant Garamond', serif; font-size: 1.2rem; font-weight: 400; margin-bottom: 6px; }
  .why-item p { color: var(--text-muted); font-size: 0.9rem; line-height: 1.65; }

  /* ── TESTIMONIALS ── */
  .testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 60px; }
  .testi-card {
    background: #FFFFFF; border: 1px solid var(--border); padding: 36px 32px;
    border-radius: 4px; position: relative;
  }
  .testi-quote {
    font-family: 'Cormorant Garamond', serif;
    font-size: 3rem; color: var(--gold); opacity: 0.2; line-height: 0.5;
    margin-bottom: 16px; display: block;
  }
  .testi-card p { color: var(--text-muted); font-size: 0.95rem; line-height: 1.7; margin-bottom: 28px; }
  .testi-author { display: flex; align-items: center; gap: 14px; }
  .testi-avatar {
    width: 42px; height: 42px; border-radius: 50%;
    background: linear-gradient(135deg, var(--gold) 0%, var(--dark-4) 100%);
    display: flex; align-items: center; justify-content: center;
    font-family: 'Cormorant Garamond', serif; font-size: 1rem; font-weight: 600; color: #fff;
  }
  .testi-name { font-size: 0.88rem; font-weight: 500; }
  .testi-role { font-size: 0.75rem; color: var(--text-muted); margin-top: 2px; }

  /* ── CTA BAND ── */
  .cta-band {
    background: linear-gradient(135deg, #1A6FD4 0%, #0D4E96 100%);
    color: #fff;
    text-align: center; padding: 120px 60px;
    position: relative; overflow: hidden;
  }
  .cta-band .section-tag { color: rgba(255,255,255,0.7); }
  .cta-band h2 { color: #fff; max-width: 600px; margin: 0 auto 20px; }
  .cta-band p { color: rgba(255,255,255,0.8); max-width: 480px; margin: 0 auto 44px; }
  .cta-actions { 
    display: flex; justify-content: center; gap: 20px; flex-wrap: wrap; 
    align-items: center; width: 100%;
  }
  .cta-band .btn-ghost { 
    display: inline-flex; align-items: center; justify-content: center;
    color: #ffffff !important; 
    border: 2px solid rgba(255,255,255,0.8); 
    padding: 14px 36px; 
    border-radius: 4px; 
    font-weight: 600; 
    background: rgba(255,255,255,0.1); 
    min-width: 200px;
    text-decoration: none;
    transition: all 0.3s ease;
  }
  .cta-band .btn-ghost:hover {
    background: rgba(255,255,255,0.2);
    border-color: #ffffff;
    color: #ffffff !important;
    transform: translateY(-3px);
  }
  .cta-band .btn-primary { 
    display: inline-flex; align-items: center; justify-content: center;
    background: #ffffff; color: #1A6FD4 !important; 
    padding: 14px 36px; border-radius: 4px;
    font-weight: 700;
    min-width: 200px;
    text-decoration: none;
    transition: all 0.3s ease;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
  }
  .cta-band .btn-primary:hover { background: #f8f8f8; transform: translateY(-3px); box-shadow: 0 15px 40px rgba(0,0,0,0.15); }

  /* ── FOOTER ── */
  footer {
    background: #0D1B2E; padding: 80px 60px 40px;
    border-top: 1px solid var(--border);
  }
  .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 60px; margin-bottom: 64px; }
  .footer-brand p { color: rgba(255,255,255,0.5); font-size: 0.9rem; line-height: 1.7; margin: 20px 0 28px; max-width: 280px; }
  .footer-socials { display: flex; gap: 12px; }
  .social-btn {
    width: 36px; height: 36px; border: 1px solid rgba(255,255,255,0.15); border-radius: 2px;
    display: flex; align-items: center; justify-content: center;
    color: rgba(255,255,255,0.5); text-decoration: none; font-size: 0.8rem;
    transition: all 0.2s;
  }
  .social-btn:hover { border-color: var(--gold); color: var(--gold); }
  .footer-col h5 {
    font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase;
    color: rgba(255,255,255,0.4); margin-bottom: 20px;
  }
  .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 12px; }
  .footer-col a { color: rgba(255,255,255,0.7); text-decoration: none; font-size: 0.9rem; transition: color 0.2s; }
  .footer-col a:hover { color: var(--gold); }
  .footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.08); padding-top: 28px;
    display: flex; justify-content: space-between; align-items: center;
    font-size: 0.78rem; color: rgba(255,255,255,0.35);
  }
  .footer-bottom a { color: rgba(255,255,255,0.35); text-decoration: none; transition: color 0.2s; }
  .footer-bottom a:hover { color: var(--gold); }

  /* ── ANIMATIONS ── */
  .fade-up {
    opacity: 0; transform: translateY(24px);
    transition: opacity 0.7s ease, transform 0.7s ease;
  }
  .fade-up.visible { opacity: 1; transform: translateY(0); }

  /* ── RESPONSIVE ── */
  @media (max-width: 1024px) {
    nav { padding: 18px 32px; }
    .nav-links { display: none; }
    section { padding: 80px 32px; }
    .hero { padding: 120px 32px 60px; text-align: center; justify-content: center; }
    .hero-content { margin: 0 auto; }
    .hero-actions { justify-content: center; }
    .hero-stats { display: none; }
    .services-grid { grid-template-columns: 1fr; }
    .why-layout { grid-template-columns: 1fr; gap: 40px; }
    .why-visual { height: auto; padding: 20px; }
    .why-visual > div { grid-template-columns: 1fr !important; } /* Stack the stats cards */
    .testimonials-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
    .cta-band { padding: 80px 32px; }
    footer { padding: 60px 32px 32px; }
    .partners { padding: 48px 32px; }
  }

  @media (max-width: 768px) {
    nav { padding: 15px 24px; }
    .nav-cta { display: none; } /* Hide Academy button to save space */
    .nav-logo img { height: 24px !important; }
    
    section { padding: 60px 24px; }
    .hero { padding: 100px 24px 40px; }
    .hero h1 { font-size: clamp(2.4rem, 10vw, 3.2rem); }
    .hero-actions { flex-direction: column; width: 100%; }
    .hero-actions .btn-primary, .hero-actions .btn-ghost { width: 100%; justify-content: center; }
    
    .ticker-inner { gap: 40px; animation-duration: 25s; }
    
    .cta-actions { flex-direction: column; width: 100%; }
    .cta-actions .btn-primary, .cta-actions .btn-ghost { width: 100%; min-width: 100%; }
    
    .footer-grid { grid-template-columns: 1fr; gap: 40px; }
    .footer-bottom { flex-direction: column; gap: 20px; text-align: center; }
    .footer-bottom div { justify-content: center; flex-wrap: wrap; }
    
    .why-num { min-width: 28px; font-size: 1.4rem; }
    .service-card { padding: 32px 24px; }
  }
